Zapple Crypto Exchange Review 2025 - Fees, Security, and How It Stacks Up
David Wallace 19 July 2025 13

Zapple Crypto Exchange Fee Calculator

Fee Estimator for Zapple Exchange

Estimate your trading fees on Zapple based on your monthly trading volume and order type.

Estimated Fees

Monthly Trading Volume: $10,000
Order Type: Maker
Estimated Fee Rate: 0.10%
Estimated Fee Amount: $10.00

Note: These are estimates based on Zapple's tiered fee structure. Actual fees may vary depending on your specific trading activity and current promotions.

Fee Comparison Table

Comparison of Zapple's fee structure with other major exchanges:

Feature Zapple Coinbase Binance US Kraken Gemini
Supported Coins 212 235 158 350+ 200+
Maker Fee (30-day volume < $10k) 0.05% 0.50% 0.10% 0.16% 0.25%
Taker Fee (30-day volume < $10k) 0.10% 0.50% 0.10% 0.26% 0.35%
Cold-Storage Ratio 95% 98% 94% 99% 99%
Mobile App Rating (iOS/Android) 4.2 / 4.1 4.5 / 4.4 4.4 / 4.3 4.6 / 4.5 4.5 / 4.4

When a new name shows up in the crowded crypto‑exchange market, the first question most traders ask is: "Is it worth my time and money?" This review breaks down everything you need to know about Zapple crypto exchange as of October2025, from onboarding to security, fees to regulatory compliance, and how it measures against the big players.

What Is Zapple?

Zapple is a digital asset exchange launched in early 2025 that markets itself as a user‑friendly, low‑fee platform for both beginners and seasoned traders. The company’s website claims support for over 200 cryptocurrencies, fiat on‑ramps in 15 countries, and a mobile app that “delivers trading speed comparable to top‑tier exchanges”.

Because Zapple hasn’t yet appeared on major review sites like NerdWallet or CoinDesk, the details below are compiled from the official site, regulatory filings, and user‑generated feedback on crypto forums.

How to Sign Up and Verify Your Identity

Getting started with Zapple follows a three‑step flow common to most regulated exchanges:

  1. Enter your email address and create a strong password.
  2. Complete KYC by uploading a government‑issued ID and a selfie for facial verification.
  3. Link a bank account or credit card for fiat deposits. Zapple supports ACH transfers in the US, SEPA in Europe, and Faster Payments in the UK.

The verification window is typically under 10minutes, though peak times can push it to an hour. Successful KYC grants you full trading limits, while unverified accounts are restricted to a $2,000 monthly cap.

Fees and Trading Costs

Zapple’s fee schedule is tiered based on 30‑day trading volume, mirroring the model used by established platforms. Here’s a quick snapshot:

  • Spot trading maker fee: 0.05% - 0.15%.
  • Spot trading taker fee: 0.10% - 0.25%.
  • Withdrawal fees: flat $0.0005BTC, $0.001ETH, and $1 for fiat withdrawals.
  • No hidden fees for deposits; however, bank‑transfer intermediaries may charge a small percentage.

For comparison, Coinbase charges a spread of 0.5% on top of a variable transaction fee that can reach 3.99% for small purchases, while Binance US offers taker fees as low as 0.06% for high‑volume traders.

Security and Custody

Security is non‑negotiable in the crypto world, and Zapple adopts a multi‑layered approach:

  • Two‑factor authentication (2FA) via authenticator apps (Google Authenticator, Authy).
  • Cold‑storage of 95% of user funds, with the remaining 5% kept in hot wallets for liquidity.
  • Regular third‑party audits by KPMG (security consultancy) that publish a summary report every quarter.
  • Insurance coverage of $10million against theft of hot‑wallet assets, comparable to the coverage offered by Gemini which holds a $200million digital asset insurance policy.

If you enable device‑level encryption and set withdrawal whitelist addresses, you can further reduce the risk of unauthorized transfers.

Supported Cryptocurrencies and Trading Pairs

As of the latest update, Zapple lists 212 tokens across three categories:

  • Major coins: Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Ripple (XRP), Litecoin (LTC).
  • DeFi tokens: Uniswap (UNI), Aave (AAVE), Compound (COMP), Curve (CRV).
  • Emerging assets: Solana (SOL), Polkadot (DOT), Avalanche (AVAX), and a selection of layer‑2 tokens.

The exchange offers roughly 3,800 trading pairs, with the most liquid markets being BTC/USDT, ETH/USDT, and SOL/USDT. For meme coins, the liquidity is modest, which can lead to higher slippage during large orders.

User Experience and Mobile App

User Experience and Mobile App

The web interface follows a clean, dashboard‑style layout. Key features include:

  • Real‑time price chart powered by TradingView charting library.
  • One‑click “Buy Crypto” button that executes market orders instantly.
  • Customizable watchlists and alerts via email or push notification.

The mobile app, available for iOS and Android, mirrors the desktop experience and supports biometric login (Face ID or fingerprint). User reviews on Reddit’s r/CryptoCurrency note that the app runs smoothly on mid‑range devices, though occasional latency spikes have been reported during high‑volatility periods.

Regulatory Standing

Zapple is registered as a Money Services Business (MSB) in the United States and holds a licence from the Financial Conduct Authority (UK regulator) for operating in the European Economic Area. In New Zealand, the platform complies with the Financial Markets Authority (FMA) requirements, which mandate regular AML reporting and consumer protection safeguards.

Because Zapple is a relatively new entrant, it has not yet faced any major regulatory fines. However, prospective users should stay alert for any jurisdiction‑specific restrictions, especially in countries that have recently tightened crypto‑exchange rules.

How Zapple Compares to Major Exchanges

Feature Comparison: Zapple vs. Top Crypto Exchanges (2025)
Feature Zapple Coinbase Binance US Kraken Gemini
Supported Coins 212 235 158 350+ 200+
Maker Fee (30‑day volume < $10k) 0.05% 0.50% 0.10% 0.16% 0.25%
Taker Fee (30‑day volume < $10k) 0.10% 0.50% 0.10% 0.26% 0.35%
Cold‑Storage Ratio 95% 98% 94% 99% 99%
Mobile App Rating (iOS/Android) 4.2 / 4.1 4.5 / 4.4 4.4 / 4.3 4.6 / 4.5 4.5 / 4.4
Regulatory Licences US MSB, FCA, FMA US, EU, UK licences US, Cayman Islands US, EU, UK US, EU, Singapore

The table highlights Zapple’s competitive fee structure and respectable security posture, while also showing where it lags behind legacy platforms-particularly in mobile‑app polish and the breadth of supported altcoins.

Pros and Cons

  • Pros
    • Low maker/taker fees for casual traders.
    • Strong regulatory coverage across US, UK, and NewZealand.
    • High cold‑storage percentage and third‑party audit transparency.
    • User‑friendly UI that eases the learning curve.
  • Cons
    • Relatively new brand-limited independent reviews.
    • Fewer advanced order types (no native futures or margin).
    • Mobile app occasionally lags during network spikes.
    • Withdrawal fees higher than some zero‑fee promotions offered by competitors.

Who Should Consider Zapple?

If you’re a beginner or intermediate trader who values low fees and a clean interface, Zapple makes sense. It also appeals to users in NewZealand or the UK who need a locally regulated venue. Power traders looking for deep liquidity, futures markets, or advanced API integrations might gravitate toward Kraken which offers futures, margin, and a robust WebSocket API instead.

Bottom Line

Zapple enters the market with a solid foundation-fair fees, strong security, and cross‑border regulatory compliance. The trade‑off is its youth; without a long‑track record, some risk‑averse investors may wait for more independent audits and community feedback. Nonetheless, for anyone who wants a straightforward spot‑trading platform without the premium price tag of older exchanges, Zapple is worth a test run.

Frequently Asked Questions

Frequently Asked Questions

Is Zapple safe for storing large amounts of crypto?

Zapple stores about 95% of user funds in cold wallets and undergoes quarterly audits by a major security firm. While no platform is 100% risk‑free, the combination of cold‑storage, 2FA, and insurance coverage makes it comparable to established exchanges like Gemini.

What fiat currencies can I deposit on Zapple?

Zapple supports USD, EUR, GBP, AUD, CAD, NZD, and a handful of other major currencies via bank transfers. Credit‑card deposits are limited to USD and EUR.

Does Zapple offer any staking or yield products?

Yes, Zapple launched a staking hub in mid‑2025 that lets users earn up to 5.2% APR on selected PoS tokens like ETH, SOL, and Cardano (ADA). The staking rewards are auto‑compounded and can be withdrawn at any time.

Are there any hidden fees for trading or withdrawals?

Zapple is transparent about its fee schedule: maker/taker fees are displayed before each order, and withdrawal fees are flat rates listed on the fee page. Users should watch out for third‑party bank charges on fiat withdrawals, which are not controlled by Zapple.

Can I trade on Zapple using an API?

Zapple released a RESTful API in September2025 that supports market data, order placement, and account management. The API requires API‑key authentication and supports IP whitelist for added security.